Stamp Duty on a £750,000 Property (2025/26)
If you are buying a £750,000 property in England or Northern Ireland in the 2025/26 tax year, here is exactly how much Stamp Duty Land Tax (SDLT) you will pay. Home movers pay £27,500, first-time buyers pay £27,500, and additional property buyers pay £65,000.
Stamp Duty Comparison for £750,000
| Buyer Type | Total SDLT | Effective Rate | Total Purchase Cost |
|---|---|---|---|
| First-Time Buyer | £27,500 | 3.7% | £777,500 |
| Home Mover | £27,500 | 3.7% | £777,500 |
| Additional Property | £65,000 | 8.7% | £815,000 |
SDLT Band Breakdown (Home Mover)
Stamp duty is calculated progressively. Each portion of the £750,000 purchase price is taxed at the rate for the band it falls within:
| Band | Rate | Taxable Amount | Tax Due |
|---|---|---|---|
| £0 – £125,000 | 0.0% | £125,000 | £0 |
| £125,000 – £250,000 | 2.0% | £125,000 | £2,500 |
| £250,000 – £925,000 | 5.0% | £500,000 | £25,000 |
| Total Stamp Duty | £27,500 | ||
Key Facts for a £750,000 Property
- At £750,000, this property exceeds the first-time buyer relief cap of £500,000. First-time buyers pay the same standard rates as home movers with no relief applied.
- The 5% additional property surcharge adds £37,500 to the stamp duty bill compared to a standard home mover purchase.
How Stamp Duty Is Calculated on a £750,000 Property
Stamp Duty Land Tax (SDLT) in England and Northern Ireland is a progressive tax, which means different portions of the property price are taxed at different rates. Unlike a flat tax, you do not pay the highest rate on the entire purchase price. Instead, each band applies only to the slice of the price within that band.
For a home mover purchasing at £750,000, the SDLT of £27,500 represents an effective tax rate of 3.7%. This means for every pound of the purchase price, you are effectively paying 3.7% in stamp duty on average.
Additional property buyers, such as those purchasing buy-to-let investments or second homes, face a 5% surcharge on every band. This means they pay SDLT from the very first pound of the purchase price. On a £750,000 property, this adds £37,500 to the standard stamp duty bill.
Current SDLT Rates (2025/26 Tax Year)
These rates apply to residential property purchases in England and Northern Ireland from 1 April 2025. The temporary raised thresholds that were in place from September 2022 to March 2025 have now reverted to their original levels.
| Property Price Band | Standard Rate | Additional Property Rate |
|---|---|---|
| Up to £125,000 | 0% | 5% |
| £125,001 to £250,000 | 2% | 7% |
| £250,001 to £925,000 | 5% | 10% |
| £925,001 to £1,500,000 | 10% | 15% |
| Over £1,500,000 | 12% | 17% |
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